Never Shortchange Yourself With Procrastination
Procrastination is my middle name. When everyone was looking to lower mortgage rates, I waited too long. I was paying quite a bit of interest on a couple of credit cards and did not want procrastination to prevent my seeking the best rate or maybe transferring debt to a card with a lower interest rate. The Birmingham Post has a money section that I glance at often, but never dared try anything in it. To save a bit of money on credit cards UK, I actually moved forward and did some comparison shopping on rates. I applied for a new card and lo and behold, was able to transfer my balance, paying off the higher rate card. Now my payments are significantly less.
